In this documentation, we will present our credit solutions for Legal Entities. Our solutions are developed together with the partner based on consultancy and analysis of the operation, providing support to our partners in all aspects related to credit: Offering and underwriting, assignment, regulatory, management, compliance, and funding.

​
Working Capital

This is a line of credit granted to legal entities to generate liquidity and assist the company’s cash flow. Among the options, it is possible to offer:

  • Clean Working Capital
  • Working Capital with Receivables from Cards as Guarantee
  • Working Capital with Invoices as Guarantee
  • Working Capital with Service Contracts as Guarantee
  • Working Capital with Investments as Guarantee
  • Working Capital with Company Shares as Guarantee
  • Working Capital with Real Estate as Guarantee
  • Working Capital with Vehicles as Guarantee

​
Receivables Anticipation

This is a line of credit that anticipates the value of invoices, bankslips, and other receivables for the partner, where the receivables themselves serve as the guarantee for the operation.

​
Card Receivables Anticipation

This is a line of credit that allows companies to receive the value of their sales made through credit cards in advance to meet business needs.

​
Renegotiation/Installment

This is the negotiation of overdue credit card bill amounts. This modality is valid for cards used at any establishment.

​
Financing

This is a type of CDC (Direct Credit to Consumer) aimed at the acquisition of goods such as vehicles, solar panels, motor vehicles, machinery, and equipment. In this category, the purchased item itself serves as the guarantee for the operation, including fiduciary alienation. Among the options, it is possible to offer:

  • Vehicle Financing
  • Financing for Solar Panels/Solar Energy
  • Financing for Heavy Machinery and Equipment
  • Financing for Machinery and Equipment

​
Home Equity

Also known as a loan secured by real estate, this is a credit modality in which a property is put up as collateral for payment, alienated to the bank until the loan is fully paid off.

​
Floor Plan

This is a line of credit aimed at dealerships or resellers with the objective of financing their stock of new vehicles, used vehicles, and replacement parts, using a revolving limit with a pre-established term.

​
Other Operations

Customizable solutions developed with the partner according to their needs and business modality.

Was this page helpful?